Monday, August 16, 2010

In conjunction with the Islamic paradigm about business ethics, the philosophical foundation must be built in the person of the Muslims is the conception of human relationships to human beings and their environment, and human relationships with God, which in the language of religion is known by the term (hablum minallah wa hablumminannas).

So, if we are muslim must care to other. The example are give a slolution for our friends, and give a true steatment ( honest ). Rosulullah is a great man who have a trust thart he can be trust from other.

Sunday, August 1, 2010

A Segmentation Business of Prophet Muhammad

The Prophet was very angry when he saw corn wet hide traders on the sidelines of dried corn. It was with the Prophet, when you sell the goods he has always shown that this is good stuff because of this, and this stuff is less good, but the price is cheap. The lesson of that story is that the Prophet was always taught that we give good value for the goods sold. Messenger at the same time teach the segmentation: the good stuff sold at a good price and a lower-quality goods sold at lower prices.



Which Syariah Business? Along the splendor of economic use of Syariah in the country, more and more businessmen who claim that the business or the business is a Syariah business. Start of rental business, stores, MLM, internet cafe business, to business hotels. Regardless of the truth of the business is run in accordance with Islamic principles, to date there is no general rule in countries that restrict the field of what can be run as businesses and which are not Islamic.

Yet according to one consultant and Islamic businessman Farid Ma'ruf, although essentially all fields of business can be run as a syariah business, but still have to run some of the principles that actually run the business in a sharia. "Seeing a business or an Islamic right can be seen from the system," said Farid. The system is one of them is a matter of contract. Definition of the term contract is binding according to a person desires to the wishes of others in a way led to the existence of a specific commitment that is prescribed. Farid tried to give examples of how you pursued by a principled effort sharia.

For example, if someone invests in a growing share of business, then promised to get to the capital invested according to the sharia means not doing business, because it has been including usury. Sharing should be based on results and not the capital. There are other examples of business activities associated with buying and selling currencies. According to the Shariah Board of the National Fatwa Council of Ulama Indonesia no: 28/DSN-MUI/III/2002, about Purchase Currency (Al-Sharf), sale and purchase transactions carried out with some provisions of sharia. First, buying and selling is not for speculation. Then there is the need transactions or as a precaution (savings) If the transactions are made against foreign currencies, the value must be the same kind and in cash (at-taqabudh). And if the opposite sex will have to do with exchange rates (exchange rate) applicable at the time of the transaction in cash. Another thing to note again is used as a business commodity, a product or service. If the products / services that are used as a commercial enterprise is not permissible in Islamic real, it certainly can not be classified in the business of sharia. After the products / services have been safe in terms halalness, then a businessman should run the contract and the provisions of sharia are correct. All could be known by the way learn from the experts, and currently available literature that many businesses could be recommended. (SH) By July 4, 2007 BHS wirausaha.com

Saturday, July 31, 2010

Syariah Business of Prophet Muhammad

The Caracteristic of Syariah Business :


1. Honesty is the Brand When trading a young Muhammad known as Al Amin (trustworthy). This attitude is reflected when he was in touch with customers and suppliers. Prophet Muhammad took stock of goods from Khadija, a rich tycoon who eventually became his wife. He was very honest with Khadijah. He was honest to the customer. When sell the goods, he explained all the advantages and disadvantages of goods sold. For the Prophet is the honesty of his brand. 


2. Customer love The Prophet loved to trade customers such as he loves himself. That's why he's serving customers wholeheartedly. In fact, he was not willing to be deceived customers when purchasing. This attitude is reminiscent of the hadith that he has to say, "Not to believe in someone that she loves to love your brother as yourself." 

3. Fulfill Promise Prophet had always tried to fulfill his promises. The Word of God, "O people who believe fulfill your promise." (QS Al anymore 3). In the marketing world, this means that the Messenger of Allah always give value products as advertised or promised. And for that takes no small effort.Once upon a time there when the Prophet angry traders to reduce the scale. This is the tip of the Prophet ensure customer satisfaction (customer satisfaction). In Indonesia, Toyota cars on the market prevail. One of the marketing tricks is to provide customer satisfaction. One measure is Toyota's Call Centre has been named as the best call center, beating Honda and other auto industry.

Thursday, July 29, 2010

Syariah Business Definition

Syariah Economics is a social science that studies people's economic problems are

inspired by Islamic values [1]. Islamic economics or cooperative economic system is

different than capitalism, socialism, and state welfare (Welfare State). Syariah is

different from capitalism as opposed to exploitation by the owners of capital to

the poor laborers, and prohibits the accumulation of wealth [2]. In addition, the

glass eyes of Syariah economics is the demands of life as well as recommendations

that have a religious dimension [3].


The Diference from Conventional Business


The economic crisis is often the case allegedly was caused conventional economic

systems, which promote the system as an instrument provite interest. In contrast to

what was offered Islamic economic system, with that provit instruments, that is

sharing system [4]. Syariah economic system is very different from the capitalist

economy, socialist or communist. Syariah economics, nor was the middle third was

the economic system. Very contrast with the more individualistic capitalist,

socialist who provide nearly all responsibility to the citizens and the communist

extreme [1], syariah economic have a rule which should be follow or not in traded

[5]. Economics in Islam must be able to provide prosperity for the entire

community, provide a sense of justice, unity and brotherhood and able to give

greater opportunities to every business.


The Specification

Not much is mentioned in the Qur'an, and only the basic principles. For reasons

that are very precise, the Qur'an and Sunnah lot of talk about how Muslims should

behave as producers, consumers and owners of capital, but only a little about the

economic system [6]. As disclosed in the above discussion, economics in Islam

should be able to provide greater opportunities to every business. In addition,

Islamic economics emphasizes four characteristics, among others:

   1. Unity (unity)
   2. Balance (equilibrium)
   3. Freedom (free will)
   4. Responsibility (responsibility)

Humans as deputy (leader) in the world is impossible to be individualistic, because

all the (wealth) is in the earth belongs to God alone, and man is the leader in the

earth [2]. In the conduct their economic activities, Islam is forbidden usury

activities, which in terms of language means "excess" [7]. In the Qur'an Surat

al-Baqarah verse 275 [8].


notes :
   1. ^ a b UIKA Bogor. Swipa.
   2. ^ a b Jurnal Ekonomi Rakyat. Swipa.
   3. ^ Waspada Online. Swipa.
   4. ^ http://ekiszone.co.cc/category/ekonomi
   5. ^ Berita Harian. Swipa.
   6. ^ Hofmann Murad (2002). Menengok Kembali Islam Kita. Pustaka Hidayah.
   7. ^ Shihab Quraish (1996). Wawasan Al Qur'an. Mizan.
   8. ^ Terjemahan Al Qur'an dari Khadim al Haramain asy Syarifain (Pelayan kedua Tanah Suci) Raja Fahd 
          ibn 'Abd al 'Aziz Al Sa'ud