In conjunction with the Islamic paradigm about business ethics, the philosophical foundation must be built in the person of the Muslims is the conception of human relationships to human beings and their environment, and human relationships with God, which in the language of religion is known by the term (hablum minallah wa hablumminannas).
So, if we are muslim must care to other. The example are give a slolution for our friends, and give a true steatment ( honest ). Rosulullah is a great man who have a trust thart he can be trust from other.
Monday, August 16, 2010
Sunday, August 1, 2010
A Segmentation Business of Prophet Muhammad
The Prophet was very angry when he saw corn wet hide traders on the sidelines of dried corn. It was with the Prophet, when you sell the goods he has always shown that this is good stuff because of this, and this stuff is less good, but the price is cheap. The lesson of that story is that the Prophet was always taught that we give good value for the goods sold. Messenger at the same time teach the segmentation: the good stuff sold at a good price and a lower-quality goods sold at lower prices.
Which Syariah Business? Along the splendor of economic use of Syariah in the country, more and more businessmen who claim that the business or the business is a Syariah business. Start of rental business, stores, MLM, internet cafe business, to business hotels. Regardless of the truth of the business is run in accordance with Islamic principles, to date there is no general rule in countries that restrict the field of what can be run as businesses and which are not Islamic.
Yet according to one consultant and Islamic businessman Farid Ma'ruf, although essentially all fields of business can be run as a syariah business, but still have to run some of the principles that actually run the business in a sharia. "Seeing a business or an Islamic right can be seen from the system," said Farid. The system is one of them is a matter of contract. Definition of the term contract is binding according to a person desires to the wishes of others in a way led to the existence of a specific commitment that is prescribed. Farid tried to give examples of how you pursued by a principled effort sharia.
For example, if someone invests in a growing share of business, then promised to get to the capital invested according to the sharia means not doing business, because it has been including usury. Sharing should be based on results and not the capital. There are other examples of business activities associated with buying and selling currencies. According to the Shariah Board of the National Fatwa Council of Ulama Indonesia no: 28/DSN-MUI/III/2002, about Purchase Currency (Al-Sharf), sale and purchase transactions carried out with some provisions of sharia. First, buying and selling is not for speculation. Then there is the need transactions or as a precaution (savings) If the transactions are made against foreign currencies, the value must be the same kind and in cash (at-taqabudh). And if the opposite sex will have to do with exchange rates (exchange rate) applicable at the time of the transaction in cash. Another thing to note again is used as a business commodity, a product or service. If the products / services that are used as a commercial enterprise is not permissible in Islamic real, it certainly can not be classified in the business of sharia. After the products / services have been safe in terms halalness, then a businessman should run the contract and the provisions of sharia are correct. All could be known by the way learn from the experts, and currently available literature that many businesses could be recommended. (SH) By July 4, 2007 BHS wirausaha.com
Which Syariah Business? Along the splendor of economic use of Syariah in the country, more and more businessmen who claim that the business or the business is a Syariah business. Start of rental business, stores, MLM, internet cafe business, to business hotels. Regardless of the truth of the business is run in accordance with Islamic principles, to date there is no general rule in countries that restrict the field of what can be run as businesses and which are not Islamic.
Yet according to one consultant and Islamic businessman Farid Ma'ruf, although essentially all fields of business can be run as a syariah business, but still have to run some of the principles that actually run the business in a sharia. "Seeing a business or an Islamic right can be seen from the system," said Farid. The system is one of them is a matter of contract. Definition of the term contract is binding according to a person desires to the wishes of others in a way led to the existence of a specific commitment that is prescribed. Farid tried to give examples of how you pursued by a principled effort sharia.
For example, if someone invests in a growing share of business, then promised to get to the capital invested according to the sharia means not doing business, because it has been including usury. Sharing should be based on results and not the capital. There are other examples of business activities associated with buying and selling currencies. According to the Shariah Board of the National Fatwa Council of Ulama Indonesia no: 28/DSN-MUI/III/2002, about Purchase Currency (Al-Sharf), sale and purchase transactions carried out with some provisions of sharia. First, buying and selling is not for speculation. Then there is the need transactions or as a precaution (savings) If the transactions are made against foreign currencies, the value must be the same kind and in cash (at-taqabudh). And if the opposite sex will have to do with exchange rates (exchange rate) applicable at the time of the transaction in cash. Another thing to note again is used as a business commodity, a product or service. If the products / services that are used as a commercial enterprise is not permissible in Islamic real, it certainly can not be classified in the business of sharia. After the products / services have been safe in terms halalness, then a businessman should run the contract and the provisions of sharia are correct. All could be known by the way learn from the experts, and currently available literature that many businesses could be recommended. (SH) By July 4, 2007 BHS wirausaha.com
Saturday, July 31, 2010
Syariah Business of Prophet Muhammad
The Caracteristic of Syariah Business :
1. Honesty is the Brand When trading a young Muhammad known as Al Amin (trustworthy). This attitude is reflected when he was in touch with customers and suppliers. Prophet Muhammad took stock of goods from Khadija, a rich tycoon who eventually became his wife. He was very honest with Khadijah. He was honest to the customer. When sell the goods, he explained all the advantages and disadvantages of goods sold. For the Prophet is the honesty of his brand.
2. Customer love The Prophet loved to trade customers such as he loves himself. That's why he's serving customers wholeheartedly. In fact, he was not willing to be deceived customers when purchasing. This attitude is reminiscent of the hadith that he has to say, "Not to believe in someone that she loves to love your brother as yourself."
3. Fulfill Promise Prophet had always tried to fulfill his promises. The Word of God, "O people who believe fulfill your promise." (QS Al anymore 3). In the marketing world, this means that the Messenger of Allah always give value products as advertised or promised. And for that takes no small effort.Once upon a time there when the Prophet angry traders to reduce the scale. This is the tip of the Prophet ensure customer satisfaction (customer satisfaction). In Indonesia, Toyota cars on the market prevail. One of the marketing tricks is to provide customer satisfaction. One measure is Toyota's Call Centre has been named as the best call center, beating Honda and other auto industry.
1. Honesty is the Brand When trading a young Muhammad known as Al Amin (trustworthy). This attitude is reflected when he was in touch with customers and suppliers. Prophet Muhammad took stock of goods from Khadija, a rich tycoon who eventually became his wife. He was very honest with Khadijah. He was honest to the customer. When sell the goods, he explained all the advantages and disadvantages of goods sold. For the Prophet is the honesty of his brand.
2. Customer love The Prophet loved to trade customers such as he loves himself. That's why he's serving customers wholeheartedly. In fact, he was not willing to be deceived customers when purchasing. This attitude is reminiscent of the hadith that he has to say, "Not to believe in someone that she loves to love your brother as yourself."
3. Fulfill Promise Prophet had always tried to fulfill his promises. The Word of God, "O people who believe fulfill your promise." (QS Al anymore 3). In the marketing world, this means that the Messenger of Allah always give value products as advertised or promised. And for that takes no small effort.Once upon a time there when the Prophet angry traders to reduce the scale. This is the tip of the Prophet ensure customer satisfaction (customer satisfaction). In Indonesia, Toyota cars on the market prevail. One of the marketing tricks is to provide customer satisfaction. One measure is Toyota's Call Centre has been named as the best call center, beating Honda and other auto industry.
Thursday, July 29, 2010
Syariah Business Definition
Syariah Economics is a social science that studies people's economic problems are
inspired by Islamic values [1]. Islamic economics or cooperative economic system is
different than capitalism, socialism, and state welfare (Welfare State). Syariah is
different from capitalism as opposed to exploitation by the owners of capital to
the poor laborers, and prohibits the accumulation of wealth [2]. In addition, the
glass eyes of Syariah economics is the demands of life as well as recommendations
that have a religious dimension [3].
The Diference from Conventional Business
The economic crisis is often the case allegedly was caused conventional economic
systems, which promote the system as an instrument provite interest. In contrast to
what was offered Islamic economic system, with that provit instruments, that is
sharing system [4]. Syariah economic system is very different from the capitalist
economy, socialist or communist. Syariah economics, nor was the middle third was
the economic system. Very contrast with the more individualistic capitalist,
socialist who provide nearly all responsibility to the citizens and the communist
extreme [1], syariah economic have a rule which should be follow or not in traded
[5]. Economics in Islam must be able to provide prosperity for the entire
community, provide a sense of justice, unity and brotherhood and able to give
greater opportunities to every business.
The Specification
Not much is mentioned in the Qur'an, and only the basic principles. For reasons
that are very precise, the Qur'an and Sunnah lot of talk about how Muslims should
behave as producers, consumers and owners of capital, but only a little about the
economic system [6]. As disclosed in the above discussion, economics in Islam
should be able to provide greater opportunities to every business. In addition,
Islamic economics emphasizes four characteristics, among others:
1. Unity (unity)
2. Balance (equilibrium)
3. Freedom (free will)
4. Responsibility (responsibility)
Humans as deputy (leader) in the world is impossible to be individualistic, because
all the (wealth) is in the earth belongs to God alone, and man is the leader in the
earth [2]. In the conduct their economic activities, Islam is forbidden usury
activities, which in terms of language means "excess" [7]. In the Qur'an Surat
al-Baqarah verse 275 [8].
notes :
1. ^ a b UIKA Bogor. Swipa.
2. ^ a b Jurnal Ekonomi Rakyat. Swipa.
3. ^ Waspada Online. Swipa.
4. ^ http://ekiszone.co.cc/category/ekonomi
5. ^ Berita Harian. Swipa.
6. ^ Hofmann Murad (2002). Menengok Kembali Islam Kita. Pustaka Hidayah.
7. ^ Shihab Quraish (1996). Wawasan Al Qur'an. Mizan.
8. ^ Terjemahan Al Qur'an dari Khadim al Haramain asy Syarifain (Pelayan kedua Tanah Suci) Raja Fahd
ibn 'Abd al 'Aziz Al Sa'ud
inspired by Islamic values [1]. Islamic economics or cooperative economic system is
different than capitalism, socialism, and state welfare (Welfare State). Syariah is
different from capitalism as opposed to exploitation by the owners of capital to
the poor laborers, and prohibits the accumulation of wealth [2]. In addition, the
glass eyes of Syariah economics is the demands of life as well as recommendations
that have a religious dimension [3].
The Diference from Conventional Business
The economic crisis is often the case allegedly was caused conventional economic
systems, which promote the system as an instrument provite interest. In contrast to
what was offered Islamic economic system, with that provit instruments, that is
sharing system [4]. Syariah economic system is very different from the capitalist
economy, socialist or communist. Syariah economics, nor was the middle third was
the economic system. Very contrast with the more individualistic capitalist,
socialist who provide nearly all responsibility to the citizens and the communist
extreme [1], syariah economic have a rule which should be follow or not in traded
[5]. Economics in Islam must be able to provide prosperity for the entire
community, provide a sense of justice, unity and brotherhood and able to give
greater opportunities to every business.
The Specification
Not much is mentioned in the Qur'an, and only the basic principles. For reasons
that are very precise, the Qur'an and Sunnah lot of talk about how Muslims should
behave as producers, consumers and owners of capital, but only a little about the
economic system [6]. As disclosed in the above discussion, economics in Islam
should be able to provide greater opportunities to every business. In addition,
Islamic economics emphasizes four characteristics, among others:
1. Unity (unity)
2. Balance (equilibrium)
3. Freedom (free will)
4. Responsibility (responsibility)
Humans as deputy (leader) in the world is impossible to be individualistic, because
all the (wealth) is in the earth belongs to God alone, and man is the leader in the
earth [2]. In the conduct their economic activities, Islam is forbidden usury
activities, which in terms of language means "excess" [7]. In the Qur'an Surat
al-Baqarah verse 275 [8].
notes :
1. ^ a b UIKA Bogor. Swipa.
2. ^ a b Jurnal Ekonomi Rakyat. Swipa.
3. ^ Waspada Online. Swipa.
4. ^ http://ekiszone.co.cc/category/ekonomi
5. ^ Berita Harian. Swipa.
6. ^ Hofmann Murad (2002). Menengok Kembali Islam Kita. Pustaka Hidayah.
7. ^ Shihab Quraish (1996). Wawasan Al Qur'an. Mizan.
8. ^ Terjemahan Al Qur'an dari Khadim al Haramain asy Syarifain (Pelayan kedua Tanah Suci) Raja Fahd
ibn 'Abd al 'Aziz Al Sa'ud
Wednesday, March 17, 2010
Market Flash eTrading
Market Flash eTrading
eTrading Securities - detikFinance
Jakarta - Dow Jones: U.S. stock market increases, making the Dow Jones Industrial Average reached its highest point since October 2008. Alcoa Inc. and DuPont Co.. which eventually led to an increase in the Dow Jones experiencing an increase in the 7 days after the government issued a statement to the production price down 0.6% in February. BlackRock Inc. (+4.9%) After Credit Suisse Group AG to raise its ranking to "outperfom". Ford Motor Co.. also experienced rally after Moody's Investors Service raised rating rating debts. Index Standard & Poor's 500 (+0.6%) to 1,166.21. Dow Jones Industrial Average (+0.5%) to 10,733.67
Regional Morning: Japanese stock market was volatile moves with increasing oil and metals prices that drive commodity companies, while the weakening real estate company. Mitsubishi Corp. (+0.5%) as rising commodity after a report showed falling prices U.S. producers, which strengthens speculation the Federal Reserve will keep interest rates low.
Acom Co. (-1.1%), Mitsui Fudosan Co. (-1.9%), eliminating reinforcement for 9 days, after Morgan Stanley lowered its investment rating. Nikkei 225 (-0.1%) 10.838 S & P / ASX 200 (+0.3%) 4.865 Kospi (-0.1%) 1.680 STI (-0.2%) 2913
Commodity: Oil traded at the level of U.S. $ 82.6 per barrel, a thin weakened by 0.4%. With oil prices shot above $ 80 a barrel, OPEC agreed to not change the production limit in the hope that oil supplies are still insufficient global demand. WTI Crude (-0.4%) $ 82.6/barrel Gold (+0.1%) EUR 1.122 / t oz CPO (-0.6%) 2.612 RM / MT Nickel (+1.6%) EUR 22.250 / MT Tin (+1.1%) EUR 17.750 / MT.
Economic & Industrial News
Economic: Directorate General of Taxes Investigate 55 cases of Debt Tax
Directorate General of Taxes claimed was an investigation of 55 cases of taxation. Billing process and examination go on, says Director General of Taxes. According to him, the examination carried out on a number of state taxes. Inspection carried out fully. It's not only about the tax debt, but also related to excess tax payments.
Economic: March Potentially Happen Deflation
Most of the prices that typically contribute to inflation, such as rice, pepper and cooking oil has fallen. In March of this potential deflation occurs. This was said by the Head of the Central Bureau of Statistics (BPS). He explained, the price of rice began to fall as the entry of the harvest season. Similarly, the price of sugar international began to recede, making the price of sugar in the domestic market go down.
Economic: Increase in electricity tariff runway annual inflation 0.36%
Central Bureau of Statistics estimates that the government's plans raise electricity rates by 15% in July would give an annual inflation of 0.36% in 2009. Rusman Heriawan, Head of the Central Bureau of Statistics (BPS), said if the base rate listik (TDL) decided rose by 15% uniformly in July, it could trigger the movement of rising commodity prices. An increase in TDL will provide a direct inflationary impact (direct impact on inflation) of about 2.4% which when multiplied by the percentage increase (15%), the total pressure of inflation will be 0.36%.
Economic: Until March 2010, layoff rate Reaches 68,332 People
Until the beginning of March 2010 Termination rates (FLE) in Indonesia was to reach 68,332 people, while employees are laid off to reach 27,860 people. But the layoff rate is unrelated to the implementation of the ASEAN-China Free Trade Agreement (AC-FTA), said Minister of Manpower and Transmigration. He said there is potential for increased possibility of layoffs due to the implementation of the ASEAN free trade agreements and China (AC-FTA). But until now it has not happened.
Economic: Claim National Insurance Reach Rp54, 3 Trillion
National insurance industry recorded a total claim for Rp54, 3 trillion or an increase of 30.8% in 2009 from the total claims in 2008 for Rp41, 5 billion. Bapepam-LK end of 2009 shows the claim life insurance for Rp40, 7 trillion or an increase of 29.2% and insurance claims generally reach Rp13, 6 billion or an increase of 36.3%.
Corporate news
SMGR: Invest U.S. $ 765 Million for Development Factory
PT Semen Gresik Tbk (SMGR) allocate investment funds of U.S. $ 765 million, or about Rp 7.11 trillion for the construction of two new factories and one unit of electricity generation in 2 years. Factory will be located in Java and Sulawesi.
EARTH: Pay Shares of Newmont U.S. $ 229.43 Million
Indonesian PT Bumi Resources Tbk (BUMI) through subsidiary, PT Multi Region to Compete (MDB), completing the payment 7% stake divestment of PT Newmont Nusa Tenggara (nnt) period in 2009 worth U.S. $ 229.4 million or equivalent to Rp2, 08 trillion.
BDMN: 4 Name Prepared for the CEO of Bank Danamon
Temasek Holdings Pte Ltd through Asia Financial Holdings (Ind) Pte Ltd has been set up at least four names to be a successor President Director of PT Bank Danamon Indonesia Tbk Sebastian Paredes who resigned. Reportedly, the fourth name is Henry Ho Hon Cheong, Wilson Chia, Joel Kornreich, and SnG Seow Hua.
FREN: Cash Mobile-8 is sucked Debt
Cash PT Mobile-8 Telecom Tbk, Carrier-based CDMA, siphoned off by the size of the debt burden that must be repaid, so the company does not smoothly enough funds to pay obligations coupon to bondholders. Company Secretary Mobile-8 said in addition, the company also used cash to finance business development.
IPO: IPO Indosari Nippon June 2010
Indosari Corpindo PT Nippon largest bread companies in Indonesia are scheduled to record on the Stock Exchange IPO shares in June 2010. The Company intend to release 15% of its shares to the public. Company this year allocates Rp90 billion to build a new plant in Jakarta. This step is to boost the production of bread companies about 20% of the 900 thousand-1 million pieces of bread per day to 1.2 million pieces.
Bipi: Control Benakat Elnusa acquisition fund
PT Indotambang Perkasa provide loans worth Rp894, 81 billion to PT Benakat Petroleum Energy Tbk (bipi) to finance the acquisition of 37.15% stake in PT Elnusa Tbk (ELSA). Indotambang is Benakat controlling shareholder with a shareholding of 55.57%. Interest is charged 5.6% per year, while the six-month time period, which ended on September 12, 2010.
BBNI: KPR will Tembsus Rp10, 66 Trillion
PT Bank Negara Indonesia Tbk (BBNI) projected that home ownership credit (KPR) increased to Rp10, 66 trillion in 2010. This was based on yamg development of the property market getting better lately. Until late last year, KPR BNI channeled Rp 8.2 trillion as of February 2010 and rose to Rp8, 5 trillion.
SMCB: Make sure the Project Factory Tuban Start Year
PT Holcim Indonesia Tbk (SMCB) make sure to start project construction in Tuban, East Java this year. This project was delayed due to the global crisis last year. Plant capacity of 2.1 million tons is expected to increase production capacity Holcim from 7.9 million tons per year to 10 million tonnes per year in 2011.
BMRI: Rights Issue BNI and Mandiri Will Approved
House of Representatives approved signals BNI and Mandiri plans to hold a rights offering this year. However, until now the House has not received an official proposal from the government or the Ministry of SOEs.
Earning Watch
BPFI: Batavia Finance print 53% jump in profit
PT Batavia Prosperindo Finance Tbk at the end of last year scored an increase in net profit of 53.09% due to revenue growth. In a financial report submitted to the Indonesia Stock Exchange yesterday named Batavia Finance net profit at the end of 2009 reached Rp16, 84 M compared with the previous position Rp11 M. Revenue issuers rose 15.32% from Rp71, 87 F at the end of 2008 to Rp82, 88 F at the end of last year. Controlling shareholders of Batavia Finance is PT Batavia Prosperindo Securities 54.99%, Rudy Johansen 0.001%, and the rest of the public.
TCID: Profit 2009 Grow 8.5%
In 2009, PT Mandom Indonesia Tbk (TCID) recorded a net profit of Rp 124.6 billion, up 8.5% compared to the 2008 acquisition of Rp 114.9 billion. The increase is sustained by a significant increase in domestic sales. Earnings per share was recorded rose from Rp 590 to Rp 620 per share.
Rumor
Astra Group, through subsidiary reportedly interested in buying a majority stake of PT Verena Oto Finance Tbk (VRNA) which is held by PT Verena Capital (40%). The acquisition will strengthen the financing division of Astra in the used car market. Prices acquisition dikabrakan at the level of PBV 1.5 times or 195 a share. In 2009, Verena business income rises above 30%. Shares VRNA currently classified as cheap as PER was 6.3 times and PBV 0.6 times.
PT Nusantara Infrastructure Tbk (META) was hunted airport related the purchase of standby rights issue of liability in the near future, namely Bosowa Group. In addition, investors from Singapore is also ready to stand by buyer. They say, fund the rights issue will be used to acquire 52% stake JORR W1Kebon Orange Penjaringan managed by PT Jakarta Circle West One.
Earning Watch
* BPFI: Batavia Finance print 53% jump in profit
* TCID: Profit Grew 8.5% in 2009
* BFIN: Net Income Increases 30% in 2009
Technical Picks
* ADRO (in 1920) - Trading Buy
* BBNI (2000) - Trading Buy
* BMRI (4950) - Trading Buy
* KIJA (111) - Trading Buy.
(ETR / Qom)
eTrading Securities - detikFinance
Jakarta - Dow Jones: U.S. stock market increases, making the Dow Jones Industrial Average reached its highest point since October 2008. Alcoa Inc. and DuPont Co.. which eventually led to an increase in the Dow Jones experiencing an increase in the 7 days after the government issued a statement to the production price down 0.6% in February. BlackRock Inc. (+4.9%) After Credit Suisse Group AG to raise its ranking to "outperfom". Ford Motor Co.. also experienced rally after Moody's Investors Service raised rating rating debts. Index Standard & Poor's 500 (+0.6%) to 1,166.21. Dow Jones Industrial Average (+0.5%) to 10,733.67
Regional Morning: Japanese stock market was volatile moves with increasing oil and metals prices that drive commodity companies, while the weakening real estate company. Mitsubishi Corp. (+0.5%) as rising commodity after a report showed falling prices U.S. producers, which strengthens speculation the Federal Reserve will keep interest rates low.
Acom Co. (-1.1%), Mitsui Fudosan Co. (-1.9%), eliminating reinforcement for 9 days, after Morgan Stanley lowered its investment rating. Nikkei 225 (-0.1%) 10.838 S & P / ASX 200 (+0.3%) 4.865 Kospi (-0.1%) 1.680 STI (-0.2%) 2913
Commodity: Oil traded at the level of U.S. $ 82.6 per barrel, a thin weakened by 0.4%. With oil prices shot above $ 80 a barrel, OPEC agreed to not change the production limit in the hope that oil supplies are still insufficient global demand. WTI Crude (-0.4%) $ 82.6/barrel Gold (+0.1%) EUR 1.122 / t oz CPO (-0.6%) 2.612 RM / MT Nickel (+1.6%) EUR 22.250 / MT Tin (+1.1%) EUR 17.750 / MT.
Economic & Industrial News
Economic: Directorate General of Taxes Investigate 55 cases of Debt Tax
Directorate General of Taxes claimed was an investigation of 55 cases of taxation. Billing process and examination go on, says Director General of Taxes. According to him, the examination carried out on a number of state taxes. Inspection carried out fully. It's not only about the tax debt, but also related to excess tax payments.
Economic: March Potentially Happen Deflation
Most of the prices that typically contribute to inflation, such as rice, pepper and cooking oil has fallen. In March of this potential deflation occurs. This was said by the Head of the Central Bureau of Statistics (BPS). He explained, the price of rice began to fall as the entry of the harvest season. Similarly, the price of sugar international began to recede, making the price of sugar in the domestic market go down.
Economic: Increase in electricity tariff runway annual inflation 0.36%
Central Bureau of Statistics estimates that the government's plans raise electricity rates by 15% in July would give an annual inflation of 0.36% in 2009. Rusman Heriawan, Head of the Central Bureau of Statistics (BPS), said if the base rate listik (TDL) decided rose by 15% uniformly in July, it could trigger the movement of rising commodity prices. An increase in TDL will provide a direct inflationary impact (direct impact on inflation) of about 2.4% which when multiplied by the percentage increase (15%), the total pressure of inflation will be 0.36%.
Economic: Until March 2010, layoff rate Reaches 68,332 People
Until the beginning of March 2010 Termination rates (FLE) in Indonesia was to reach 68,332 people, while employees are laid off to reach 27,860 people. But the layoff rate is unrelated to the implementation of the ASEAN-China Free Trade Agreement (AC-FTA), said Minister of Manpower and Transmigration. He said there is potential for increased possibility of layoffs due to the implementation of the ASEAN free trade agreements and China (AC-FTA). But until now it has not happened.
Economic: Claim National Insurance Reach Rp54, 3 Trillion
National insurance industry recorded a total claim for Rp54, 3 trillion or an increase of 30.8% in 2009 from the total claims in 2008 for Rp41, 5 billion. Bapepam-LK end of 2009 shows the claim life insurance for Rp40, 7 trillion or an increase of 29.2% and insurance claims generally reach Rp13, 6 billion or an increase of 36.3%.
Corporate news
SMGR: Invest U.S. $ 765 Million for Development Factory
PT Semen Gresik Tbk (SMGR) allocate investment funds of U.S. $ 765 million, or about Rp 7.11 trillion for the construction of two new factories and one unit of electricity generation in 2 years. Factory will be located in Java and Sulawesi.
EARTH: Pay Shares of Newmont U.S. $ 229.43 Million
Indonesian PT Bumi Resources Tbk (BUMI) through subsidiary, PT Multi Region to Compete (MDB), completing the payment 7% stake divestment of PT Newmont Nusa Tenggara (nnt) period in 2009 worth U.S. $ 229.4 million or equivalent to Rp2, 08 trillion.
BDMN: 4 Name Prepared for the CEO of Bank Danamon
Temasek Holdings Pte Ltd through Asia Financial Holdings (Ind) Pte Ltd has been set up at least four names to be a successor President Director of PT Bank Danamon Indonesia Tbk Sebastian Paredes who resigned. Reportedly, the fourth name is Henry Ho Hon Cheong, Wilson Chia, Joel Kornreich, and SnG Seow Hua.
FREN: Cash Mobile-8 is sucked Debt
Cash PT Mobile-8 Telecom Tbk, Carrier-based CDMA, siphoned off by the size of the debt burden that must be repaid, so the company does not smoothly enough funds to pay obligations coupon to bondholders. Company Secretary Mobile-8 said in addition, the company also used cash to finance business development.
IPO: IPO Indosari Nippon June 2010
Indosari Corpindo PT Nippon largest bread companies in Indonesia are scheduled to record on the Stock Exchange IPO shares in June 2010. The Company intend to release 15% of its shares to the public. Company this year allocates Rp90 billion to build a new plant in Jakarta. This step is to boost the production of bread companies about 20% of the 900 thousand-1 million pieces of bread per day to 1.2 million pieces.
Bipi: Control Benakat Elnusa acquisition fund
PT Indotambang Perkasa provide loans worth Rp894, 81 billion to PT Benakat Petroleum Energy Tbk (bipi) to finance the acquisition of 37.15% stake in PT Elnusa Tbk (ELSA). Indotambang is Benakat controlling shareholder with a shareholding of 55.57%. Interest is charged 5.6% per year, while the six-month time period, which ended on September 12, 2010.
BBNI: KPR will Tembsus Rp10, 66 Trillion
PT Bank Negara Indonesia Tbk (BBNI) projected that home ownership credit (KPR) increased to Rp10, 66 trillion in 2010. This was based on yamg development of the property market getting better lately. Until late last year, KPR BNI channeled Rp 8.2 trillion as of February 2010 and rose to Rp8, 5 trillion.
SMCB: Make sure the Project Factory Tuban Start Year
PT Holcim Indonesia Tbk (SMCB) make sure to start project construction in Tuban, East Java this year. This project was delayed due to the global crisis last year. Plant capacity of 2.1 million tons is expected to increase production capacity Holcim from 7.9 million tons per year to 10 million tonnes per year in 2011.
BMRI: Rights Issue BNI and Mandiri Will Approved
House of Representatives approved signals BNI and Mandiri plans to hold a rights offering this year. However, until now the House has not received an official proposal from the government or the Ministry of SOEs.
Earning Watch
BPFI: Batavia Finance print 53% jump in profit
PT Batavia Prosperindo Finance Tbk at the end of last year scored an increase in net profit of 53.09% due to revenue growth. In a financial report submitted to the Indonesia Stock Exchange yesterday named Batavia Finance net profit at the end of 2009 reached Rp16, 84 M compared with the previous position Rp11 M. Revenue issuers rose 15.32% from Rp71, 87 F at the end of 2008 to Rp82, 88 F at the end of last year. Controlling shareholders of Batavia Finance is PT Batavia Prosperindo Securities 54.99%, Rudy Johansen 0.001%, and the rest of the public.
TCID: Profit 2009 Grow 8.5%
In 2009, PT Mandom Indonesia Tbk (TCID) recorded a net profit of Rp 124.6 billion, up 8.5% compared to the 2008 acquisition of Rp 114.9 billion. The increase is sustained by a significant increase in domestic sales. Earnings per share was recorded rose from Rp 590 to Rp 620 per share.
Rumor
Astra Group, through subsidiary reportedly interested in buying a majority stake of PT Verena Oto Finance Tbk (VRNA) which is held by PT Verena Capital (40%). The acquisition will strengthen the financing division of Astra in the used car market. Prices acquisition dikabrakan at the level of PBV 1.5 times or 195 a share. In 2009, Verena business income rises above 30%. Shares VRNA currently classified as cheap as PER was 6.3 times and PBV 0.6 times.
PT Nusantara Infrastructure Tbk (META) was hunted airport related the purchase of standby rights issue of liability in the near future, namely Bosowa Group. In addition, investors from Singapore is also ready to stand by buyer. They say, fund the rights issue will be used to acquire 52% stake JORR W1Kebon Orange Penjaringan managed by PT Jakarta Circle West One.
Earning Watch
* BPFI: Batavia Finance print 53% jump in profit
* TCID: Profit Grew 8.5% in 2009
* BFIN: Net Income Increases 30% in 2009
Technical Picks
* ADRO (in 1920) - Trading Buy
* BBNI (2000) - Trading Buy
* BMRI (4950) - Trading Buy
* KIJA (111) - Trading Buy.
(ETR / Qom)
Friday, February 5, 2010
Receive Information System Development Services
Receive Information System Development Services for the junior high school and senior high school. You can call our contact person : 0856 260 5359 or to gondez_net@yahoo.co.id
Jasa Pembuatan Sistem Informasi
Menerima Jasa Pembuatan Sistem Informasi bagi sekolah menengah pertama (SMP) dan sekolah menengah atas (SMA). Bagi yang berminat dapat menghubungi No hp : 0856 260 5359 atau email : gondez_net@yahoo.co.id.
Friday, January 29, 2010
The Type of Business
So many businesses are there in this world. And I will try to analyze this different type of business in each country or have a particular characteristic. And it was influenced by several factors, among others:
1. The Culture of Country.
For example, Indonesia is a country where state-owned culture is very diverse. Therefore, the tourism business is very promising, with good management. And the target market for foreign tourists. Areas that can be visited include Irian Jaya is now known as Papua. The province's unique culture. Rural communities still hold strong ancestral traditions and is still led by its chief. They also can make mummies and preserved corpse is usually the person who has a particular position. The second is the island of Madura. There is a race called the cow race Karapan Cow. The race was made famous Madura Island and even the icons used in coin Rp 100, - in Indonesia. In Spain there is a show with human bullfight known as the Matador. In Latin America there are Indian tribes.
2. Temperature / Season
Temperature / season to determine the state of the country. For example in the country - Russia in particular European countries. Because Russia is a country with the lowest temperature in the winter arrives. Snow was falling over most parts of Russia. And the ski rental business in the mountain snow is one of the business there in a country that has winter, but with the condition that the country has a mountain of snow that can be used as a place to ski.
3. The level of intelligence community
This can be seen in Japan. Countries there is lots of smart people in it and common technology businesses. Especially in games that pembuatannnya really - really well done so that the resulting product quality as well.
to be contiued ....
1. The Culture of Country.
For example, Indonesia is a country where state-owned culture is very diverse. Therefore, the tourism business is very promising, with good management. And the target market for foreign tourists. Areas that can be visited include Irian Jaya is now known as Papua. The province's unique culture. Rural communities still hold strong ancestral traditions and is still led by its chief. They also can make mummies and preserved corpse is usually the person who has a particular position. The second is the island of Madura. There is a race called the cow race Karapan Cow. The race was made famous Madura Island and even the icons used in coin Rp 100, - in Indonesia. In Spain there is a show with human bullfight known as the Matador. In Latin America there are Indian tribes.
2. Temperature / Season
Temperature / season to determine the state of the country. For example in the country - Russia in particular European countries. Because Russia is a country with the lowest temperature in the winter arrives. Snow was falling over most parts of Russia. And the ski rental business in the mountain snow is one of the business there in a country that has winter, but with the condition that the country has a mountain of snow that can be used as a place to ski.
3. The level of intelligence community
This can be seen in Japan. Countries there is lots of smart people in it and common technology businesses. Especially in games that pembuatannnya really - really well done so that the resulting product quality as well.
to be contiued ....
Subscribe to:
Posts (Atom)